A New Opportunity

Despite and downturn in the downtown market, today, Birmingham’s Fourth Avenue Historic District / Birmingham Civil Rights District is one of the only few remaining African-American business districts that remains commercial continuous and physically intact in the State of Alabama and in the Southeast United States. In 2016, Urban Impact rebooted its organizational mission, vision, and capacity to meet a new emerging market. In January of 2017, parts of the 4th Avenue Business District and Birmingham Civil Rights District were designated the Birmingham Civil Rights National Monument.

Financing IMPACT

We’re providing technical assistance and a revolving, low-interest loan pool to support current and future small business owners operating in the Historic 4th Avenue  Business District, Civil Rights District, and city of Birmingham. The IMPACT Loan Fund, administered by Urban Impact and a community loan fund committee, will offer loans from $500 to $25,000 to qualifying women and minority small business owners in the targeted communities.